
2012 Harley-Davidson Fat Boy Lo
Features & upgrades
Features & upgrades are AI-written from this unit's photos — it does its best, but please confirm anything that matters to you in the pictures or with a salesperson.
About this bike
This 2012 Harley-Davidson Fat Boy Lo in matte black rolls in with about 24,223 miles on its Twin Cam 103 engine. The low-slung Softail cruiser is set up for comfortable two-up riding with an aftermarket exhaust, windshield, backrest, luggage rack, and leather saddlebags. A solid pick for riders who want blacked-out cruiser style with touring practicality.
Description is AI-written from the photos and DMS data; verify details on the unit or with our team.
Specs
Factory specs decoded from the VIN (NHTSA). Always verify on the unit.
Inspected and ready to ride at our Columbus, IN store — currently selling online & remote only; the Clarksville showroom opens in person December 1. Free delivery to Indiana, Kentucky & beyond, trade-ins welcome even if you owe. Message us for a walkaround video.
Questions about this bike
What's the payment on this 2012 Harley-Davidson Fat Boy Lo?
Payments run as low as $174/mo with $0 down for qualified buyers, based on the $7,900 price over 78 months at 9.49% APR (plus tax, doc and freight; subject to lender approval). Your rate and payment may vary — a two-minute soft-pull pre-approval tells you your exact number.
How many miles does this 2012 Fat Boy Lo have?
This 2012 Harley-Davidson Fat Boy Lo shows 24,000 mi on the odometer. Every unit is inspected by our shop before it's listed and comes with 9 photos on the listing — message us for a walkaround video.
Do you deliver to Louisville and Southern Indiana?
Yes — delivery is free to Louisville, Clarksville, Jeffersonville, New Albany, all of Indiana and Kentucky, and beyond. Right now we're selling online and remote-only from Columbus, IN; the Clarksville showroom opens in person December 1. You pick the unit, get approved on your phone, sign remotely and we bring it to your driveway.
Will getting pre-approved hurt my credit?
No. Pre-approval is a soft pull, which never touches your credit score and creates no hard inquiry. It takes about two minutes on your phone, there's no obligation, and a real person texts you back with real numbers from the credit unions and banks we work with.
Can I trade in my current bike toward this Fat Boy Lo?
Yes, trade-ins are welcome even if you still owe on it. Bring your payoff — we work directly with your lender to pay off the lien. If you're upside down you just cover the difference.
Can I see it in person before I buy?
Until the Clarksville showroom opens December 1 we're selling online and remote-only from our Columbus, IN store, so ask us for a walkaround video of exactly this unit, or arrange a look in Columbus. Every unit is inspected and ready to ride when it's listed.





